高级英语对话 第 289 课：买二手车-2

A: Can you help me learn about financing options for a used car?
B: I would love to help you with what I know. I am assuming that you have a down payment.
A: Yes, I already borrowed some money from my parents for the down payment.
B: That will work. A bank or finance company will not loan you money without a down payment.
A: I am not sure who will loan money to me.
B: You can apply for a loan at a bank, credit union, or approach the used car dealer who sold you the car. You might also try family and friends.
A: Who offers the best interest rate?
B: A credit union will usually give you the best interest rate, but the dealer will almost always give you some type of loan.
A: Do I need any documents when I apply for a car loan?
B: Be sure that you take a recent pay stub and a copy of the pink slip. You will have a few days to produce proof of insurance. Enjoy your new car!