高级英语对话 第 289 课：买二手车-3

A: I need help figuring out how to pay for a used car that I am thinking of buying.
B: I would be happy to help you. Have you saved up a down payment?
A: I will be getting money from selling my old car.
B: You really need that money so that a bank or finance company will loan you the rest of the money that you need.
A: Who gives loans out to people wanting to buy cars?
B: Usually people go to a bank, credit union, or, if they bought the car at a car lot, they might use the dealer finance company.
A: What is the best place to get financing?
B: The dealer will charge you a higher interest rate, but sometimes they are your only choice if you are just starting out.
A: Will I need some documentation when I apply for the loan?
B: Just make sure that you bring them your last pay stub and a copy of the pink slip. You can then work on getting insured. Enjoy your new car!