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A: You ran into my car.
B: That was my fault. I'm sorry.
A: You messed up my car.
B: I don't see any damage.
A: My rear bumper is messed up.
B: I don't see anything wrong with it.
A: It's smashed in.
B: That's not my fault.
A: The same thing is wrong with your bumper.
B: I'll take care of everything. I just need your phone number and insurance.
A: I need your information too.
B: Here you go.