高级英语对话 第 452 课：负担贷款-3

A: If the purchaser of your home wants you to carry part of the loan, is that good?
B: Carrying a loan could be good or bad for you as a seller.
A: Why would it be a good thing to carry a note on my own house?
B: For investors who can afford to have their money tied up, it can offer a fairly nice return.
A: What advantage is my buyer looking for in having me carry him on paper?
B: We are seeing more and more buyers who are not able to qualify for a loan and are able to take out a second mortgage with the owner.
A: Can I lose my money if I carry a second mortgage?
B: It is an investment and carries some risks. You are counting on the housing market to not go into a tailspin.
A: Is there a certain amount of time that I will be carrying this loan?
B: The buyer and seller set the year for the loan to come due.