纽约英语口语网新版
法律英语口语
第 3 课:Encumbrance 财产负担

A landowner who already holds land subject to a mortgage may wish to hypothecate his equity. 已经拥有被按揭抵押土地的所有人可能会希望抵押他的衡平法权益.

A lien against the property is granted to secure an obligation. 准予对财产拥有留置权以保证义务之履行.

A pledge is something more that a mere lien and something less than a mortgage. 质押的性质超过纯粹留置,但却比不上按揭.

After the court imposed the lien, it usually issues a writ directing the sheriff to seize the property. 当法庭判定留置权后,其通常签发一令状,指示司法行政官扣押该财产.

If the purpose of the transaction is to transfer property for security only, then the courts will hold the transaction a pledge. 如果交易之目的只是因为担保而转让财产,法院将裁定此种交易是一种质押行为.

It is a charge on land. 此是土地的抵押.

He decided to redeem the pledge. 他决定赎回质押物.

Mineral rights are not mortgageable in this jurisdiction. 在该司法管辖区,矿业权益不能用作按揭抵押.

Mortgage is a security interest in real property. 按揭是不动产的一种物权担保.

The debtor whose property is subject to the mortgage is called the mortgagor. 其财产被按揭抵押的债务人被称为抵押人.