O11:I'm worrying about inflation 我担心通胀. R1:I'm glad you brought that up. 我很高兴你提出这点. I might have forgotten to tell you of how people are using life insurance to offset rising prices. 我差点忘记告诉你其他人就是利用保险去抵消通货膨胀的. The point is that the premiums on life insurance have not increased a penny. 因为保险几年来也没有增加. So you can actually buy the same amount of protection with less money today. 所以你们今天其实是以更低的费用得到同样的保障. in fact,the death benefit and cash value are keeping pace with inflation. 其实死亡利益现金价值是跟通膨胀同步的. If you look at this proposal here, both death benefit and cash value increase as time goes by. 如你看看这建议书, 死亡利益及现金价值是随着时间而递增的.