J:Yes, I guess so. 是的, 我相信需要的.
A:May I know why? 可知道原因吗? J:Well, I think anyone who has served the same company long enough should deserve some kind of company benefit. 我想任何人为一间公司长期服务, 应该得到一些公司福利的 A:Do you think that medical expenses in Hong Kong are too high? 你认为香港的医疗费用太高吗? J:I am not sure about the general medical costs in Hong Kong. 我并不清楚香港一般的医疗费用. But I guess they won't be cheap in most developed countries. 但我估计大部分发达国家的医疗费用也不便宜. A:Do you prefer a policy that comes with your employer or a personal one which serves your whole life? 你比较喜欢一份来自雇主或个人的保险计划以保障你的一生?