O3:I'd rather trust a bank. 我比较信任银行. R3:Sir, do you know that most banks are carrying our products? 先生, 你知道很多银行都采用本公司的计划吗? I believe a bank has more considerations than you do before it carries an insurance company's products. 要采用保险公司的计划前我相信一间银行会比你考虑更多. Moreover, even though a bank has a joint venture with an insurance company, 同时, 虽然银行与保险公司合作, their operations and finance are totally separated. 但所有的运作及财政是完全独立的. When you get insurance coverage from a bank, 当你由银行处得到一份保单时, you actually get it from an insurance company. 你其实是从保险公司处得到的. There's no difference between getting it from us directly or from a bank. 不论直接从我公司处或银行处得到保单也是没有分别的.