保险英语对话第 64 课：Life Insurance 人寿保险-9

D:How is that? 如何做到?

A:Say you have a mortgage loan of 2,000,000 dollars 例如你的按揭是二百万元,

you can insure 1,000,000 dollars. 你可以投保一百万元.

That means if you passed on prematurely, 即是说如你不幸去世,

your wife would receive that amount of money to pay off part of the loan. 你太太便会得到一笔款项去支付部分贷款.

On the other hand,for every dollar you put into our plan, 另一方面, 你所要出的 每一元,

we'll use it on both insurance cost and investment. 我们均会用作保险及投资费用.

If you have a lower protection,you'll have more left on the investment part. 如果你所投保的计划较着重投资方面,保障额自然相应调低.