保险英语对话第 73 课：Explaining the Proposal 解释建议书内容-2

Age when insured is 30 male, non-smoking. 受保年龄为三十岁, 不吸烟, 男性.

Once you've deposited your first monthly or yearly premium in ABC, 当你存入第一次月付或年付保费到ABC公司,

you'll immediately have a US$ 100,000 coverage for your family until the age of ninety-five 以你家人为受益人的十万美元保障便会即时生效及受保至你九十五岁.

It also has a waiver of premium clause 根据一项条款,

under which you don't have to pay any premium if an accident happens. 倘若有意外发生, 你便无需再付任何的保费.

More importantly,it serves as a savings plan for yourself. 更重要的是, 它对你来说是一项储蓄计划.