O1:I have enough insurance. 我已有足够的保障. R1:In that case, I feel happy for you. 这个我为你感到高兴. But are you familiar with the clauses and conditions of your policy? 但你对保单的条款及限制清楚吗? It'll be my pleasure to highlight the points for you. 我乐意为你讲解. R2:Perhaps you don't need more protection 或许你不需要更多的保障. But if you think of it in terms of WE, 但你试想想我公司的条例, and then of your wife as a widow trying to maintain the home, 若你太太成为一个寡妇, 需要维持家庭 educate the children, and retain a decent standard of living. 教育孩子, 仍保持原来体面的标准的生活. Could she do it on the income from your present insurance? 你现有的保险计划可使她保持现有生活水平吗?