The Making Home Affordable program aims to prevent up to four million foreclosures. 房产可购计划的目的是防止高达 400 万房产的没收。
The idea is to get banks to reduce monthly payments. 这一想法是要求银行降低月供。
But fewer than thirty-two thousand loans have been permanently changed so far. 但是,至今只有不到 3.2 个贷款进行了永久性修改。
Lenders are unwilling to change loans that they suspect will fail anyway. 放款人不愿修改他们怀疑最后无法偿还的贷款。
An estimated one-fourth of homeowners owe more than their home is worth. 估计四分之一的雇主欠款高于房产价值。