广播电视英语短句 第 355 课：信用卡业-1

A bill to place new restrictions on the credit card industry in the United States won final approval this week in Congress. 本周，设置美国信用卡业新限制的法案获得了国会的最终批准。

The measure went to President Obama to sign into law with popular support, except among banks. 除了银行之外，这一措施获得了大众的支持，并已递交给总统奥巴马，将由其签署为法律。

Credit card companies will have to inform cardholders forty-five days before they raise interest rates or change other important terms. 在信用卡公司提高利率或修改其它重要条款 45 天之前，必须通知持卡人。

The new act will also bar companies from raising rates on existing debts unless payment is at least sixty days late. 这一新法案也禁止信用卡公司提高现有债务的利率，除非这一欠款至少逾期 60 天。

Also, companies will have to send out billing statements at least twenty-one days before a payment is owed. 另外，在欠款逾期至少 21 天之前，信用卡公司必须寄送帐单声明。