Clerk: I'll just run this through. [after a minute] Um, do you have another card? You've exceeded your limit on this one. 我来刷卡。（一分钟后）嗯，你有别张卡吗？你这张卡已经超出额度了。
Amy: No, that's my last one. Oh my gosh, what can I do? I can't pay you. 没有，那是我最后一张卡了。我的天啊，我该怎么办？我付不出来。
Clerk: No cash? We'll give you a time extension to pay. Have you thought of asking the bank for a loan? 没有现金吗？我们会给你一段时间延期付款。你有没有考虑过跟银行贷款？
Amy: A loan? That's a great idea. I'll go to the bank right away! 贷款？好主意。我马上就去银行！
Rep: So, Ms. Kwan. You'd like to apply for one of our loans. 关小姐。您想要申请一份贷款。
Amy: [Laughs] I'd even take two if you could swing that. （笑）如果你能通融的话，我还想申请两份咧。
Rep: Um, I'm afraid not. You listed here that you're unemployed. 嗯，恐怕不行。您在上面写到您目前失业。
Amy: Yes. But I am looking. 没错。不过我正在找工作。
Rep: Hmm, your current credit cards are all at their limits. I'm afraid we can't approve your loan. 嗯，目前您所有信用卡的额度都满了。我们恐怕无法核准您的贷款。
Amy: But, if I had a job... 可是，要是我有工作……
Rep: ...we would certainly reconsider your application. Good day. ……我们当然会重新审核您的申请。再见。
